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Douglas José
Sr. Douglas José lives in the city of Managua. He works as a janitor at a market in the capital. Douglas is known as a responsible father to his young child who is of school age.

He is in the process of building his house, so he is requesting a loan in order to buy construction materials. This project of improving his home will provide comfort for his family. Douglas expresses great appreciation to CEPRODEL and Kiva for providing a loan that will improve his house.

View original language description ↓
El señor Douglas José vive en la cuidad de Managua trabaja en el area de limpieza de un mercado de la capital se caracteriza por ser una persona responsable padre de familia su pequeño hijo, están en edad escolar está en proceso de construcción de su vivienda, es por esta razón que está solicitando el crédito para la compra de: materiales de construcción.

este proyecto de mejorar su vivienda lo hace por la comodidad de su familia. Douglas agradece mucho a cepordel kiva ya que con los financiamiento ha ido mejorando su casa.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Douglas José to buy construction materials for building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 19, 2013
Currency Exchange Loss:
Jul 18, 2014