Victor is 45 years old, single, and doesn't have any children. He lives with his parents in Chillanes, Bolívar province.
The Virgen de Baños community bank was formed in Mama Sara de Cerritos community, some 30 minutes from Cooperativa's offices.
Victor's business is growing beans, corn and blackberries. He also raises animals such as cattle, hens and pigs. He is requesting this loan to buy seeds, manure, urea and fertilizers. The loan will help him to buy what he needs for his crops. He makes his purchases in the city of Chillanes.
Victor's dream is to have stable work and enjoy good health so that he can live peacefully. The challenge he faces is a lack of work opportunities. In his free time, Victor likes taking part in sports and enjoying local festivities.
VICTOR tiene 45 años de edad es soltero no tiene hijos, vive con los padres en Chillanes Provincia de Bolívar.
La VRC VIRGEN DE BAÑOS está formada por en la comunidad mama Sara de Cerritos, a una distancia de 30 minutos de la oficina de la Cooperativa.
Victor se dedica a la siembra de fréjol, maíz, mora, además se dedica a la crianza de animales cómo el ganado, pollos y cerdos. Solicita el crédito para comprar semillas, abonos, urea, fertilizantes. Con la ayuda del crédito podrá comprar lo uq le hace falta para los cultivos. Las compras las realizará en la ciudad de Chillanes.
El sueño es tener trabajo estable y salud para vivir tranquilo.
los desafíos a los que se enfrenta son falta de fuentes de trabajo. En le tiempo libre le gusta practicar el deporte y disfrutar de las fiestas de la comunidad.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!