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José Dimas

Update on José Dimas

José is 35 years old and lives in his own home together with his wife and their four children, who are 15, 13, 11 and 8 years old. José's business is growing basic grains such as corn and beans. In addition to growing his own crops, he also works on another farm. He is a very responsible, generous man who is committed to his work.

José has decided to work the land and needs to invest in buying farm supplies such as fertilizers, seeds, insecticides and other products he needs for his work. He is requesting a loan as he doesn't have the financial resources he needs to make this investment which will enable him to provide his family with better financial stability.
View original language description ↓
Don José tiene 35 años de edad y vive con su esposa y sus 4 hijos de 15, 13, 11 y 8 años de edad vive en casa propia, se dedica al cultivo de granos básicos como: maíz y frijoles. Además de dedicarse al cultivo también trabaja en una granja, Él es un hombre muy responsable, generoso y dedicado en su trabajo. Ha decidido cultivar la tierra, por lo que necesita invertir en los insumos agrícolas como: abonos, semillas, insecticidas, entre otras cosas necesarias para la siembra ya que no cuenta con los recursos económicos necesarios para realizar la inversión por eso solicita el credito, y asi poderle dar a su familia una mejor estabilidad economica.

Previous Loan Details

Jose Dimas, 34, lives in the house he owns with his wife, 32, and their four children, ages 14, 12, 11 and 8. Jose grows basic grains like corn and beans. In addition to his own crops, he also works on another farm because the income from his own farm doesn't cover the needs of his large family. ... More from José Dimas's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 749
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José Dimas to buy farm supplies (fertilizers, seeds and insecticides).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 20, 2013
Apr 19, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for José Dimas. It was first posted on Kiva on Jun, 2012. Learn More