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Jose Napoleon
Jose, 22, is single and has no children. He lives with his parents in Chillanes canton, in Bolivar province.

The communal bank "Virgen de Banos" was formed in the community of Mama Sara de Cerritos, about 30 minutes from the office of the COOPERATIVA.

Jose is a farmer who cultivates beans and corn. He also raises cattle. He is requesting to a loan to buy a breed of cattle.

With the help of this loan, he will be able to buy cattle. He makes his purchases in Chillanes.

Jose's dream is to finish his education and get a professional degree so that he can improve his family's living conditions.

In his free time he enjoys sports, especially volleyball and street soccer. He also enjoys the Carnival festivities.
View original language description ↓
JOSE tiene 22 años de edad es soltero no tiene hijos, vive con los padres en el cantón Chillanes provincia de Bolívar.

La VRC VIRGEN DE BAÑOS está formada por en la comunidad mama Sara de Cerritos, a una distancia de 30 minutos de la oficina de la Cooperativa

José se dedica a la agricultura a la siemra de fréjol, maíz, además se dedica a la crianza de ganado. Solicita el crédito para comprar ganado de raza.

Con la ayuda del crédiot podrá comprar el ganado. La compra la realizará en Chillanes.

El sueño es terminar los estudios y tener una carrera profesional, mejorar las condiciones de vida de la familia.
En el tiempo libre le gusta el deporte en especial el boly, indor y disfrutar de las festividades del Carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Napoleon to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 26, 2013
Listed
Apr 19, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 30, 2014