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For the past 17 years, Xiomara has been the head of a public school for children 3 to 6 years old, that is, preschoolers.

This is her second loan with CEPRODEL, and she will use it to purchase: construction materials: metal roofing, bricks, cement and other materials to make improvements to her home, which will provide better living conditions for her and her family.
View original language description ↓
La Señora Xiomara es responsable de una escuela publica donde asisten niños de 3 a 6 años denominados preescolares, desde hace mas de 17 años, es su segundo crédito que tiene con ceprodel y lo utilizara para compra de: materiales de construcción: zinc, ladrillos, cementos y otros materiales para realizar mejora en su casa de habitación lo cual la beneficiaria con mejores condiciones de vida para ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Xiomara to buy metal roofing, bricks, cement and other materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 19, 2013
Currency Exchange Loss:
Jul 18, 2014