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Juana is a pre-school teacher at a public pre-school where children aged 3 to 5 attend; she’s been working with children for 23 years. She’s currently taking care of paying for her daughter’s university diploma since she’s about to graduate. She needs money to pay diploma fees and to pay for the final course work in defense of her university career. She's requesting this loan to provide a better living condition for her and her family.
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La Señora Juana es profesora del preescolar publico donde asisten niños de 3 a 5 años de edad a recibir clase doña Juana tiene 23 años de estar trabajando con niños, actualmente esta tramitando un diploma universitario para su hija ya que esta por graduarse y necesita el dinero para los gastos de tramites de diploma y modulo de defensa de la carrera universitaria, que solicita un crédito para facilitarle una mejor condición de vida a ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Juana to pay diploma costs.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 1, 2013
Currency Exchange Loss:
Jul 18, 2014