The Akouegnon 2 group is made up of two people who live together. The representative of this group, who is named Dina, is 39 years old and is the one whose hand is raised in the photo. Dina is married to a Jacob. The couple has four children, all who go to school and are under their care. Dina lives with her husband and children. Together Dina and Jacob take care of their different household expenses. Nina attended school until the secondary level.
It has been almost 18 years now that Dina has been selling shoes from her home. This form of sales has allowed her to respond without great difficulty to the needs of her family. In order to better respond to the needs of her customers, DIna wants to buy shoes to increase her business. To do this, Dina is asking, together with the other member of the Akouegnon 2 group, for a second loan with Alide. Their first loan was repaid correctly.
Le groupe AKOUEGNON 2 est formé de deux personnes qui sont des cohabitantes. La représentante de ce groupe, nommée Dina, âgée de 39 ans, est celle dont la main est levée sur la photo. Dina est mariée à Jacob. Le couple à quatre enfants, tous scolarisés et à leur charge. Dina vit avec son mari et ses enfants. Dina et Jacob assurent ensemble les différentes charges de la maison. Dina a fréquenté jusqu'au niveau secondaire. Il y a près de dix huit ans que Dina vend des chaussures à son domicile et ce par la technique de distribution; ce qui lui permet de répondre sans grande difficulté aux besoins de sa famille. Dans le souci de mieux répondre aux exigences de sa clientèle, Dina désire acheter des chaussures pour renforcer son activité. Pour ce faire, Dina sollicite, ensemble avec les autres membres du groupe AKOUEGNON 2, un deuxième crédit auprès de ALIDé. Le prêt antérieur a été bien remboursé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.