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Update on Emmanuel

Emmanuel appreciates the support from Kiva and is making progress in paying his first loan of $100.00. He is now seeking for a top-up loan of $50 to purchase 10 more rechargeable LED lights, which he will resell to people without electricity in his village. Every week or so, these customers will return to him to have their lights recharged for just $0.20. Emmanuel started selling lights in January, 2013 and he has sold 20 lights to date, providing clean energy to 100 people. This loan will enable him reach an additional 50 people. He is also a farmer and will reinvest the money he makes into expanding his other business to earn more money for himself, his wife and children.

Previous Loan Details

Emmanuel is a 38-year-old man from Ngoma District in the Eastern Province of Rwanda. He is seeking a loan of $100 to purchase 21 rechargeable LED lights, which he will resell to people without electricity in his village. Every week or so, these customers will return to him to have their lights re... More from Emmanuel's previous loan »

Additional Information

About Nuru Energy

Nuru Energy is a for-profit corporation that encourages and provides renewable sources of energy in East Africa and India. The company’s POWERCycle generator supplies easy-to-use, off-grid re-charging for mobile phones and Nuru Energy’s portable modular LED lights, which can provide up to 10 days of light to rural households. Nuru distributes its lights through a network of village level entrepreneurs called VLEs. Each VLE sells lights to end consumers and can make additional income by offering recharging services with the Nuru POWERcycle.

Kiva lenders’ funds will be used to supply VLEs with lamps to sell in their communities. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. Kiva loans will be provided to Nuru VLEs at 0% interest, and each VLE will also be equipped with a POWERCycle to recharge lamps for customers on a regular basis.

Watch the video below to see how it all works:

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 636.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $50 helped Emmanuel to pay for 10 low-cost LED lights to resell to rural households without electricity.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 4, 2013
Apr 24, 2013
Currency Exchange Loss:
Jul 17, 2013
This photo was used before for a previous loan for Emmanuel. It was first posted on Kiva on Feb, 2013. Learn More