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Phat, 48, is a married mother who lives in a rural village located in the Sa Ang district of Kandal province, Cambodia. She has four children, some of whom are in school. For the last 25 years, she and her husband have been farming rice to make a living. They can earn about US$9 per day to meet their family’s needs.

Phat has been with VisionFund for five loan cycles and has completely paid back her past loans. These loans have helped her better support her family. She is now applying for a new loan to buy fertilizer for her farmland and to use a portion to buy more plots of land to expand her business. She hopes this loan will help her to grow more rice that she can sell for a good price.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Phat to buy fertilizer for her farm land.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 24, 2013
Currency Exchange Loss:
Jan 18, 2014