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Sinat's Group
In this Group: Sinat , Nan
Living in a wooden house in the Dambae district of Kampong Cham province, Sinat is 50 years old and married, with two children, both of whom are dependents and are still in school.

The main sources of her family’s income are from rice farming and cassava planting. Her husband works as a paid worker in the local area to earn additional income for the family. Sinat and her husband have been in this business for ten years. With the current business, she can earn about KHR 16,000 per day.

This is the fourth loan for Sinat with Kiva’s partner, VisionFund Cambodia and she completely paid back the previous loans. She successfully used the past loan to improve her livelihood.

Now leading her group to apply for a loan with VisionFund Cambodia of KHR 1,400,000 each, Sinat is going to use a portion of her loan to buy fertilizer for her farmland and a portion to spend on labor. She hopes to increase her crop yield and to sell it for a good price, so as to keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 269
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • 3,986.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinat's Group's $725 loan helped a member to buy fertilizer for her farmland and to pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 20, 2013
Listed
Apr 23, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014