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Charity sells cooking utensils in Jukwa near Cape Coast. Charity has gone to school through junior high school. She is married and has one child. Her husband is a driver. Charity has been selling sauce pans and other cooking utensils for four years. She uses her income to help support her husband in the general upkeep of their home. Charity will use her loan to purchase more cooking utensils to sell. She hopes to use the new profits to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Charity to purchase cooking utensils to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 23, 2013
Currency Exchange Loss:
Oct 19, 2013