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Besnik
Besnik is 24 years old, married, and has two children. He lives in the Ashkali community and his wife is a housewife. Besnik works at a private company in the garden as a flower planter. His salary is very low and is not enough to cover the family's daily expenses and much-needed home renovations. The family's house is extremely old and in poor condition, which exposes the family to unsanitary and unhealthy living conditions.

Besnik is requesting a loan, which he will use to buy new windows for the renovation of his home to ensure healthier and improved living conditions for his family.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $6,500
    Average annual income
  • 0
    View loans »
    Kosovo Loans Fundraising
  • $1,768,850
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $800 helped Besnik to purchase new windows.
99% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2013
Listed
Apr 23, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015