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Romela is 39 years old and married, with four children, one of whom is in school.

Romela works hard to provide for her family. She runs a variety store in the Philippines and requested a PHP 16,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to buy more items, like shampoo, noodles, sugar, and other groceries.

Romela has borrowed and paid ten loans from NWTF before this loan. She has been running the variety store for 15 years and also earns an income from selling frozen foods and pig-fattening.

Romela aspires to build and expand her business, to secure the future of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1463
    View loans »
    Philippines Loans Fundraising
  • $59,226,550
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Romela to buy more items, like shampoo, noodles, sugar, and other groceries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 23, 2013
Currency Exchange Loss:
Oct 17, 2013