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Rady, a 20-year-old married man blessed with two little kids, is local farmer from Takeo Province’s Samrong district. He strives for a living by farming rice on one hectare; this is his primary source of income. He is able to earn extra income through working as a sales agent promoting a water filter product.

Rady wants to obtain a bachelor's degree specializing in Marketing. Hence, he is seeking his first loan with VisionFund (Kiva’s partner) to pay his school tuition fees. He hopes that he can have a bright future through getting an academic degree and obtain a good job to sustain him and especially his kids.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 256
    View loans »
    Cambodia Loans Fundraising
  • $37,533,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,575 helped Rady to pay school tuition fees.
2% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 23, 2013
Currency Exchange Loss: