Dorothy resides in Nkubu, is married and has two children. She has been farming for ten years, producing cash crops.
She has requested a loan from Juhudi Kilimo of KES 30,000 for the purchase of pigs. This will increase her income level and hence improve her standard of living. She wants to have over one thousand pigs. Her major challenge is lack of capital. She appreciates Juhudi Kilimo for fast processing of loans.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.