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Under a wooden house located in Kror Kor district, Sam is 31 years old and the mother of three children. All of her children still rely on her as two of them are still in school and one is too young for schooling. One and a half hectares of rice cropping and firewood selling, which are managed by her and her husband, are the main sources of family income. The current business earns her about 17,000 KHR per day. Sam has never been with VisionFund (Kiva’s partner) before. She is seeking her first loan in order to build a house for her family, especially for her kids. She hopes to own a decent house as others to live in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $37,524,925
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Sam to build a house for her family.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 28, 2013
Currency Exchange Loss:
Oct 17, 2013