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Rogelia, who is 30 years old, is single and the mother of 7 children and lives in a rural area of the Intibucá municipality. Since she was very young, she has worked in farming with her family. For the past 18 years, she has also begun to do other activities in order to make an income to sustain her children and she decided to make tamales for sale. She makes her tamales out of a corn dough and stuffs them with meat, chicken, potatoes, chicharrones (fried pork skin), and other ingredients, wrapped in banana leaves. It's a delicious tamale and she sells them in the corner of the marketplace or on foot. To maintain her business, she has decided to ask for a loan of 3,000 Lempiras, with which to buy materials and groceries to make her tamales for sale. She want to increase her production and her profits. Her dream is to work a lot in order to buy a piece of land and construct her own house and have a better life with her children.
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Rogelia, tiene 30 años de edad, es soltera y madre de 7 hijos, reside en una aldea rural del municipio de Intibucá. Desde muy joven ha trabajado en la agricultura con su familia. Hace más de 18 años que comenzó a realizar actividades que le generen ingresos para la manutención de sus hijos y decidió elaborar tamales para vender. Los tamales los hace a base de maíz rellenos con carne de pollo, papas, arroz, chicharos y otros, envueltos en hojas de banano. Es un tamal muy rico y los vende en la esquina del mercado o ambulante. Para mantener su negocio ha decidido solicitar un préstamo por 3,000 lempiras, con el cual va comprar los materiales e insumos para elaborar los tamales para vender. Ella quiere incrementar la producción para mejorar los ingresos. Su sueño es trabajar mucho para poder comprar un terreno y construir su propia casa y tener mejor nivel de vida con sus hijos.

Additional Information

More information about this loan

This loan is part of a program called Proyecto MIRE, which is being implemented jointly by ODEF and Plan Honduras in rural villages in Lempira, Honduras. The program targets families who are too poor to qualify for traditional microfinance loans and lack income-generating activities. The two-year program aims to give these families the tools they need to “graduate” from extreme poverty through training, financial literacy education, savings and a productive asset transfer. Once a participant has a viable business and has achieved certain goals, they are eligible to receive a Kiva loan for their new business from ODEF. Kiva is proud to support this initiative to empower rural Honduran families to lift themselves out of poverty.

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 108
    View loans »
    Honduras Loans Fundraising
  • $9,215,750
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Rogelia to buy meats, condiments, rice, potatoes, and other groceries to make traditional tamales for sale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 19, 2013
Currency Exchange Loss:
Nov 17, 2013