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Rafael
Rafael, age 50, is married, and with his wife, they live in their own home, struggling to get ahead in life and maintain their lifestyle without any shortfall or economic complications.

Rafael works primarily in rentals of sound equipment and other supplies for parties and events in the city. He has spent the past 5 years in this line of work, working primarily on the weekends. He feels like it's going well, since his customers have multiplied and he's always getting asked to work. In the evenings he works selling food, and on occasion, he also drives his mototaxi. What he likes best about his principal job is that is makes him a good income and that he has a good time doing it, since this is a thing that's fascinated him ever since he was a small child. In the time he's been working, he has learned a lot of things and he is always finding out new sound techniques. He has gained many customers and hopes to continue to grow his business.

His primary goal is to create a whole music studio, for which he has already bought some of the necessary instruments for his work. He is asking for a loan of 2,000 Soles, and he feels content and thankful because of the financial help which he is being offered to continue in his business. He also feels good about the loan officer and the other members of his communal bank because he knows the majority of the members who are mostly his neighbors and he considers them to be responsible people.

With the loan, he will buy some cables that he needs to renovate his current setup, make repairs to a speaker, and buy light bulbs in different colors, which he needs for rentals.
View original language description ↓
Rafael, de 50 años de edad, esta casado y junto a su pareja vive en su casa propia luchando por salir adelante y mantener su vida sin carencias ni complicaciones económicas.
Rafael se dedica principalmente al alquiler de su equipo de sonido y algunos otros implementos para fiestas y eventos en la ciudad. Lleva 5 años en éste trabajo, labora por lo general los fines de semana, siente que le va bien ya que su clientela se ha multiplicado y siempre es solicitado. Por las noches trabaja vendiendo comida y eventualmente también conduce su mototaxi.Lo que le gusta de su trabajo principal es que le genera buenos ingresos además de que se divierte haciendo esto ya que es algo que le fascina desde muy niño, durante el tiempo que lleva realizando esta actividad aprendió muchas cosas y continuamente está capacitándose en nuevas técnicas de sonido, ha ganado muchos clientes y espera seguir con su etapa de crecimiento. Su meta principal es poner un estudio musical totalmente implementado, por lo pronto ha comprado algunos instrumentos que son necesarios para su trabajo.En esta oportunidad solicitará S/. 2000 soles, se siente contento y agradecido por el apoyo financiero que le brindan para continuar con su negocio, además se siente a gusto con el asesor de crédito y con los miembros de su banco comunal pues conoce a sus integrantes que en su mayoría son sus vecinos y los considera personas responsables.
Con el monto solicitado comprará algunos cables que necesita para renovar su equipo de trabajo, realizará la reparación de un parlante y comprará focos de luces a colores que necesita para alquilarlos.


About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,878,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Rafael to buy cables to improve his sound equipment and other tools of his trade.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2013
Listed
Apr 19, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013