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Karina is thirty years old and works selling clothing according to the season. She has a stand located in the town of El Torno.

This is her second cycle with our institution. Karina will use this loan to purchase wholesale clothing like sweaters and jackets to stock her business. The reason why she is requesting this loan is a lack of capital. The challenges Karina faces in her business are daily competition. She will use her profit to continue improving her stand.

She wants her business to have assorted merchandise so that she can offer her customers a variety of products. Karina is happy with our institution and appreciates the support being offered, because it allows her to advance her business.
View original language description ↓
La Sra. Karina tiene 30 años, ella se dedica a la venta de ropa según la temporada, en su puesto de venta que se encuentran en la localidad de El Torno, este préstamo es su segunda secuencia dentro de la institución, La Sra. Karina va a usar este préstamo para la compra de ropa por mayor como chompas y chamarras para surtir su negocio, su razón para solicitar este préstamo es falta de capital, La Sra. Karina enfrenta retos en su negocio que son la competencia diaria, va a utilizar los beneficios en seguir mejorando su puesto de venta, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, la Sra. Karina se siente feliz y agradecida con la institución por el apoyo brindado ya que le permite mejorar en su negocio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 166
    View loans »
    Bolivia Loans Fundraising
  • $32,260,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Karina to purchase clothing like sweaters and jackets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 19, 2013
Currency Exchange Loss:
Mar 17, 2014