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Betania Group
In this Group: Nancy Carolina, Maria Del Carmen , Rosmery Eloisa

Update on Betania Group

This group is composed of three female entrepreneurs. Nancy is one of them: she is 30 years old, she is single and she has been engaging in selling shoes door to door and by order for two years. She offers different products form every Brand to satisfy every taste. The loan she is requesting will be used to buy shoes, school shoes, sandals and girls’ shoes. Rosmery is 20 years old and she sells cosmetics; María is 44 years old and she runs a carpentry where she produces furniture items such as chairs and tables.
View original language description ↓
Es un grupo formado por tres socias emprendedoras una de ellas es Nancy mujer de 30 años de edad , soltera tiene dos años de dedicarse a vender zapatos a domicilio y por encargos, sus productos son variados para todos los gustos y marcas, el crédito lo invertirá en la compra de zapatos, zapatos colegiales, sandalias, zapatos de niñas etc. Rosmery tiene 20 años de edad y su negocio es la venta de cosméticos y María tiene 44 años su negocio es un taller de carpintería y realiza muebles, sillas, mesas etc.

Previous Loan Details

This group is comprised of three successful micro-entrepreneurs, one of which is Nancy Carolina who has been selling shoes for two years. She is single and sells on an order basis. She will use the loan to buy shoes. María has a carpentry business and makes wicker and rattan furniture. She ha... More from Betania Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Betania Group's $625 loan helped a member el credito lo invertira en la compra de zapatos, zapatos colegiales, sandalias, zapatos de niñas etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 20, 2013
Currency Exchange Loss:
Sep 27, 2013