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Anonymous
This borrower lives in Guayaquil. She started her business two years ago in order to help with the family expenses. Her work involves selling stationery. She begins her work at 8:00 A.M. and continues to 6:00 P.M.


The difficulty with her work is having enough time to spend with her child who has a learning disability. She is separated from her spouse and has two children, one who is attending a state school and another who is on scholarship at a private institution for special-needs children.


With this loan, the borrower will buy stationery, notebooks, pens, and other products. Her dream is to have a bazaar in her home so that she can spend more time with her child and help him with his condition.

View original language description ↓
La clienta vive en Guayaquil. Se dedico a este negocio hace dos años lo empezó con el objetivo de ayudar con los gastos familiares. La clienta realiza su trabajo de venta de papeleria sola, comienzando ala 8h00 de la mañana hasta las 18h00 de la tarde.

La dificultad de trabajo que tiene ella es que tiene un hijo con discapacidad (problema de aprendizaje) ya que por eso tiene que dedicarle bastante tiempo a su hijo.

La clienta esta separa el esposo, tiene dos hijos uno estudia en una escuela fiscal y a su otro hijo lo tiene en una institución privada para niños especiales donde su hijo tiene una beca.

Con el prestamo quiere comprar pepelerias, cuadernos, pluams etc. El sueño de la clienta es llegar a poder tener un bazar en su casa, para poder estar con su hijo más tiempo y poder ayudarlo con su enfermedad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 10
    View loans »
    Ecuador Loans Fundraising
  • $22,545,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped this borrower to buy stationery, notebooks, pens, and other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2013
Listed
May 3, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 2, 2014