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Te Agradesco Señor Group
In this Group: María, Rosa, Yessenia

Update on Te Agradesco Señor Group

This group is formed by three women entrepreneurs, one of whom is Yesenia, 23, who is single and has been a client of the institution for four years. She has demonstrated responsibility in her loan repayments and has been in business for four years.

Ten years ago she began selling ice cream and sweets, and with all her efforts has been able to increase business. She will use the loan to buy rice, beans, sugar, oil, beef, chicken, eggs, milk, bread, detergents, etc.

Rosa, 51, sells clothing and María, 62, sells banana leaves.
View original language description ↓
Este es un grupo formado por tres socias emprendedoras una de ellas es Yesenia mujer de 23 años, soltera, tiene de estar con la institución cuatro años de ser clientes quien ha demostrado ser responsable en sus pagos, su negocio tiene de existir 4años. Hace 10 años inicia vendiendo helados, golosinas con sus esfuerzos y logros a aumentado su negocio , el crédito lo utilizara en la compra de granos como arroz, frijoles, azúcar, aceite, carne de res, carne de pollo, huevo, leche, pan, detergentes etc. Rosa tiene 51 años de edad y su negocio venta de ropa y María tiene 62 años de edad y su negocio es la venta de hoja de chagüites.

Previous Loan Details

The “Te Agredezco Señor” (I’m grateful to you father) group is formed by 3 hard-working entrepreneurial woman. One of them is Yesenia del Carmen who began her little store 10 years ago, with ice cream and candy sales. With a lot of work and loans, she has been able to expand her business and with... More from Te Agradesco Señor Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 78
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Te Agradesco Señor Group's $2,025 loan helped a member to buy rice, beans, sugar, oil, beef, chicken, eggs, milk, bread, detergents, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 19, 2013
Currency Exchange Loss:
Oct 17, 2013