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Camila Isabel
Camila is 36 years old. She has a primary school education, and she learned to work when she was very young. She is married to Washington, age 37, and they have 4 children together, whom they hope to give the education they themselves did not have the opportunity to complete. The children are attending a public school near their home. Camila lives with her husband and children in the Chigüilpe Parish, 15 minutes from the center of Santo Domingo, capital of the Province of Santo Domingo de los Tsáchilas. This is a place with very active commerce, since it has become a terrestrial port of exchange between Ecuador's coastal and mountain regions. This parish has some homes made of cement and some made of both wood and cement. It has a river which is popular with visitors, where tourists and local inhabitants practice various sports, and they also have the opportunity to get to know the Tsáchila culture, since the people tend to tell their legends to visitors around a campfire, on camping trips. Santo Domingo, which has the third largest population in the region, also contributes with activities such as agriculture, ranching, fishing and manufacturing.

Camila saw the need to provide income within her family, since her husband's work as a teaching director was not sufficient to support their household, mainly because their children are growing and they need to cover higher costs for education, clothing, etc. For this reason, five years ago Camila began selling cosmetics and jewelry, which gave her a certain percentage of profit on her sales, and she also obtained prizes which she uses in her home. She learned from a friend who encouraged her to do this work, and now she dedicates at least 8 hours to it. This hard-working mother now wants to start selling casual clothing, for which purpose she needs a loan with which she will buy merchandise on a wholesale basis in a warehouse where they offer attractive discounts. Thus she will be able to visit her customers and offer them this new product. In this way, her profits will increase and her household's standard of living will improve. Camila is grateful to the Alternativa Foundation for the excellent service they have provided to her in giving her support to achieve her dreams. She is very satisfied with the flexibility, confidence, services and advising of her executive committee, which has allowed her to have hope for her future. She believes that the Kiva product is very appropriate for people like her who are looking for the opportunity to obtain capital to achieve their dreams.
View original language description ↓
Camila tiene 36 años, tiene estudios primarios y aprendió a trabajar desde muy joven. Está casada con Washington de 37 años con quien tiene 4 hijos a quienes esperan darle la educación que ellos no tuvieron la oportunidad de terminar y por lo que se encuentran estudiando en una escuela pública cerca de su residencia. Camila vive con su esposa e hijos en la Parroquia Chigüilpe a 15 minutos del centro de Santo Domingo la ciudad capital de la Provincia de Santo Domingo de los Tsáchilas, un lugar que tiene un comercio muy activo ya que se ha convertido en un puerto terrestre de intercambio entre sierra y costa de Ecuador. Esta parroquia tiene varias viviendas de cemento y mixtas de madera con cemento. Tiene un río que es muy visitado y en donde los turistas y habitantes practican varios deportes y además tienen la oportunidad de conocer una cultura tsáchila que suele contar sus leyendas a los visitantes en medio de una fogata y camping. Santo Domingo que es la tercera ciudad más habitada de la región, también contribuye con actividades como la agricultura, ganadería, pesca y manufactura.
Camila vio la necesidad de aportar en su familia con los ingresos ya que el trabajo de su esposo como maestro enderezador no alcanzaba para la manutención de su hogar, principalmente porque sus hijos van creciendo y necesitan cubrir gastos mayores de educación, vestimenta y otros. Es por esto que Camila desde hace 5 años emprendió con la actividad de venta de cosméticos y joyas lo cual le da cierto porcentaje de ganancia por sus ventas y también obtiene premios que los usa en su hogar. Aprendió de una amiga quien la animó a realizar esta actividad y ahora le dedica al menos 8 horas. Esta madre esforzada ahora quiere emprender con la venta de ropa casual para lo cual requiere un préstamo con el cual comprará mercadería al por mayor en un almacén donde ofrecen atractivos descuentos y así ella pueda visitar a sus clientes y ofrecerles este nuevo producto para que sus utilidades mejoren y así el estilo de vida de su hogar mejore. Camila agradece a Fundación Alternativa por la excelencia en servicio que han tenido con ella al brindarle apoyo para conseguir sus sueños, ella está muy satisfecha por la agilidad, confianza, servicios y asesoría de su ejecutivo que le han permitido tener esperanza en su futuro. Piensa que el producto Kiva es muy acertado para personas como ella que buscan oportunidad de obtener capital para lograr sus sueños.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Camila Isabel to buy seasonal clothing to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2013
Listed
Apr 18, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2014