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Ana De Jesus
42-year-old Ana lives with her two sons aged 20 and 18 years who are labourers (they work in agriculture). She is a domestic worker in a house. The three of them work near their home.

With their pay they have been able to move forward and cover the costs they face, but Ana is applying for a loan to be able to build a wall for her house. This is because there is a steep slope behind their house, which is what you can see in the photograph, and she does not feel safe in her home. She is applying for this loan to give her children more safety as what they earn doesn't cover the cost of building their house.
View original language description ↓
Doña Ana de 42 años de edad vive con sus dos hijos de 20 y 18 años quienes son jornaleros(trabajan en la agricultura), ella es empleada domestica en una casa los tres trabajan cerca de su lugar de residencia con lo que les pagan han podido salir adelante y solventar los gastos que se les presantan, pero Doña Ana esta solictando un credito para poder construir un muro en su casa ya que se encuentra un barranco atras de su casa que es lo muestra en la fotografia y no se siente segura en su hogar, ella solicita ese credito para darle una mejor seguridad a sus hijos ya que con lo que ganan no les alcanza para poder contruir su casa.

Additional Information

More information about this loan

This loan is a special product offered by Apoyo Integral to help impoverished individuals in El Salvador make improvements to their homes, so as to offer safer and healthier living conditions to their families. These are individual loans for which the Field Partner has significantly lowered their guarantee standards because
the borrower is grouped with other Apoyo clients in a solidarity agreementNormally, families at certain income levels are not eligible for housing loans. However, since group members are cross guaranteeing one another, Apoyo Integral has decided to fund these loans. Further, the field partner is working through local community development organizations to not only determine which families are the best candidates for the loans but also to offer technical assistance and education for loan recipients covering topics such as financial education, proper hygiene and sanitation, and efficient use of electricity.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 845
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ana De Jesus to build a wall for her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 18, 2013
Currency Exchange Loss:
Sep 19, 2014