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Luz Marina
Doña Luz, age 43, is a humble woman who is originally from Managua. She is single and the mother of two children who are currently studying at the university. Luz is a merchant who has owned a CD shop for more than seven years.


She started in the retail trade using money she received from her severance pay as capital. At that point, she decided to establish her own business of selling CDs. Upon evaluating her business, she determined that she needed more investment. Therefore, Luz figured that she needed to request loans from financial institutions so that she could gradually strengthen her business. She receives additional income from a disability pension.


Luz is requesting a loan so that she can buy music CDs and DVD movies. She believes that the loan will help her buy all the CDs that she is lacking in her inventory and that are most requested by her customers. One of her future plans is to improve the infrastructure of her shop so that it will have a better appearance. Her next goal is to establish another business, such as a bookstore.

View original language description ↓
Doña Luz, una humilde señora, de 43 años de edad, originaria de Managua, soltera, madre de 2 hijos, actualmente estudian en la universidad, de oficio comerciante, se dedica a la venta de CD, de la que es propietaria hace mas de 7 años.
Inicio en el ámbito del comercio, con capital propio, dinero que le dieron de su liquidación, fue asi como ella decidió poner su propio negocio como es la venta de CD, luego miro que su negocio, necesitaba mas inversión, fue por eso que se vio en la necesidad de solicitar préstamo a las instituciones financieras, con el objetivo de reforzar un poco mas en su negocio. Recibe otros ingresos como es la pensión que recibe por incapacidad.
Solicita el préstamo para comprar, CD de música y CD de películas. Ella estima que este préstamo le ayudara a comprar todo los CD que aun no tiene en inventario y lo mas solicitado por sus clientes, unos de sus planes futuros es poder mejorar la infraestructura del local para una mejor presentación, su meta próxima es poder establecer otro negocio como es la librería.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $425 helped Luz Marina to buy music CDs and DVD movies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2013
Listed
Apr 20, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013