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Patrick Aimé
Patrick is a 25-year-old single man with no children. He is a merchant and opened a small hardware store, that he has now been managing for nine months. He knows his suppliers well, and especially [he knows] his customers, who he has acquired over time thanks to his experience in this area.

But because Patrick does not have much capital, he constantly has disruptions in his stock, because he has to sell it all before he can buy new merchandise. He would like to procure some locks, machetes, receptacles, etc. to have a larger stock, which will allow him to better satisfy the constant demand of his customers and to avoid disruptions.

He will use his earnings not only to expand his business but also to support the needs of his family.
View original language description ↓
Patrick est une homme de 25 ans célibataire sans enfant. Il est commerçant et a ouvert un petite quincaillerie qu'il gère depuis 9 mois. Il a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'il a acquis au fil du temps grâce à son expérience dans ce domaine. Mais il se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Il souhaitera s'approvisionner en serrures, machettes, récipients et autres... pour avoir un bon stock ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Patrick Aimé to increase his stock of merchandise (locks, machetes, receptacles, etc.).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 19, 2013
Currency Exchange Loss:
Feb 17, 2014