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En's Group
In this Group: En, Ny, Orn
En is 55 years old and married. She lives with her husband and ten children in a rural area of the Dambae district of Kampong Cham province.

En and her husband are farmers who have been growing cassava and rice on four hectares of farmland. Having been in this business for 30 years, together, they can earn about KHR 40,000 per day.

En is in her seventh cycle as a client with Kiva’s partner, VisionFund Cambodia and she completely paid back the loans, which have helped her improve her family’s living conditions. She is going to use this loan to buy fertilizer and pesticides for her farmland and to pay labor costs. She hopes to grow her business and make more crops, to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 121
    View loans »
    Cambodia Loans Fundraising
  • $36,587,375
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of En's Group's $1,075 loan helped a member to buy fertilizer and pesticides for her farmland and to pay labor fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 19, 2013
Listed
Apr 22, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014