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Anne Clarisse
Anne Clarisse is a 29-year-old woman who is single and the mother of 3 children aged between 3 and 8. Two of them go to school. She is a retailer and has been selling various items (groundnuts, maize, couscous, mortars and pestles), depending on the season, at a local market for 5 years. She knows her suppliers well, and she knows her customers, whom she has acquired over time thanks to her experience in her line of work, especially well. However, she is constantly facing stock shortages as, due to her limited funds, she is forced to use up her whole inventory before she can afford to buy more.

She would like to buy some mortars and pestles and bags of groundnuts, maize and couscous so that she has a good inventory which will enable her to better satisfy the constant demand from her customers and to avoid stock shortages. She plans to save up her profits so that she can both expand her business and provide for her family's needs.
Anne est une femme de 29 ans célibataire mère de 3 enfants de 3 et 8 ans.Tous deux vont à l'école. Elle est commerçante et fait la vente en détail (arachides, maïs,couscous, mortiers et pièrre à écraser) en fonction des saisons dans un marché de la place depuis 5 ans. Elle a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaitera s'approvisionner en mortiers, sacs d'arachides, maïs et couscous et pièrre à écraser pour avoir un bon stock ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,190,375
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Anne Clarisse to buy mortars and pestles, bags of groundnuts, maize and couscous.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 19, 2013
Currency Exchange Loss:
Sep 4, 2014