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Julia
Julia’s single and has no children; she’s the third of five siblings. She had to take charge of her younger siblings and this is why she has neither a spouse nor children. She lives rent-free in a house belonging to some cousins. She has four rooms: kitchen, bathroom, a small bedroom and a small living room that contains her sewing workshop. The house is brick finished in stucco and the floor is cement; the house is located in the city of El Alto’s Nuevos Horizontes zone.

She currently works as a seamstress making athletic sweatshirts but she’s currently doing the assembling with a straight-stitch sewing machine; she’s paid by the piece and she pays her transportation and food costs. She needs the loan to buy an overlock sewing machine to increase production and income.

Julia dreams with having her own little house to improve her and her siblings’ quality of life. This is the first time she’s requested credit from IMPRO and KIVA.
View original language description ↓
Julia es soltera y no tiene hijos, ella es la tercera hermana de cinco. Ella tuvo que hacerse cargo de sus hermanos menores, por ese motivo no cuenta con una pareja ni hijos, vive en la casa de unos parientes primos donde no paga alquiler, ella cuenta con cuatro ambientes, donde es la cocina, baño, un pequeño dormitorio y un pequeño ambiente donde se encuentra su taller de costura, la habitación es de ladrillo con revoqué de estuco y el piso es de cemento, la casa se encuentra ubicada en la zona de Nuevos Horizontes de la ciudad de El Alto.
Actualmente trabaja como costurera realizando costura de buzos deportivos pero solamente realiza el armado con maquina recta, de ahí le pagan por prenda ella se encarga de sus gastos de transporte y alimentación.
El crédito requiere para la compra de una maquina overlock y así poder mejorar la cantidad de prendas y hacer que sus ingresos sean mayores.
El sueño de Julia es el de contar con una casita y así poder mejorar su calidad de vida y la de sus hermanos.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $2,817
    Average annual income
  • 73
    View loans »
    Bolivia Loans Fundraising
  • $28,639,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Julia to buy a sewing machine.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 4, 2013
Listed
Apr 18, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013