He now works as an artisan baker, baking bread that he sells in the same zone to the neighborhood stores. With this business, he has a daily income from sales. His family helps with the business. His wife works at his side and also does the household tasks. They both pay for the basic services for their family.
He needs the loan to complete the construction of two rooms, because his children sleep in a single room, and this will improve their quality of life. He needs to buy bricks, cement, sand, wood, and corrugated iron for the roofs.
Mario's dream is to see his children have careers.
This is the first time that he has applied to IMPRO and Kiva for a loan.
Actualmente trabaja como artesano panificador horneando pan que vende en la misma zona a las tiendas de barrio; de esta actividad tiene un ingreso diario por las ventas. En esta actividad le ayuda su familia, la esposa trabaja a su lado y también realiza labores de casa. Ambos corren con los gastos de servicios básicos de su familia.
El crédito lo requiere para realizar una construcción de dos habitaciones por que sus hijos duermen en una sola habitación, y así poder mejorar su calidad de vida. Necesita comprar ladrillos, cemento, arena, madera y calamina para los techos.
El sueño de Mario es ver a sus hijos profesionales.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid