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This borrower lives in Guayaquil. He started out working as a taxi driver, but later he got a job at a place that repairs metallic structures for businesses. Through great effort, he was able to buy a vehicle and now he works a taxi driver in his spare time in order to earn more income.

The difficulty he faces is the pain in his shoulders that resulted from an accident he suffered some time ago that left him disabled. He is not married and has no children.

With this loan, the borrower will buy accessories and equipment for his car and other items. His dream is to have a house of his own where he can live with his loved ones. He also wants to have a fleet of taxis so that he can provide jobs for his friends.
View original language description ↓
El cliente vive en Guayaquil. El cliente empezó trabajando como taxista, luego ingreso a trabajar a un lugar donde hace arreglos metalicos para la empresa, donde con mucho esfuerzo pudo comprar un vehículo y en los tiempos libres se dedica a ser taxiar para tener mas ingresos.

La dificultades que él tiene es el dolor en le hombros ya que tiene discapacidad porque hace tiempo atras tuvo un accidente que lo dejo con su discapacidad. No está casado ni tiene hijos.

Con el prestamo quiere comprar accesorios, herramientas para el carro etc. Su sueño es tener una casa propia donde pueda vivir junto a sus seres queridos, tener una cadena de taxis para darles trabajo a mis amigos.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped this borrower to buy accessories and equipment for his car.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Apr 29, 2013
Currency Exchange Loss:
Jan 18, 2014