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Eduardo
Eduardo’s married and has two children, a boy and a girl; both are school age. He lives in a house in the ‘anticrético’ modality [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you.]. It has a living room, bedroom, kitchen and bathroom. It’s adobe with cement floors and the house is located in the city of La Paz’s Pasankeri Norte zone.

He currently works driving his own ‘trufi’ [coop taxi with set route]. His wife helps with work and with caring for the children. They work every day of the week and both contribute towards utility, food, dress and schooling costs for their children.

He needs the loan to pay for maintenance service of his work tool which is his vehicle since it’s his only source of income. Eduardo’s dream is to have a house of his own to live in with his family and to improve his quality of life. This is the first time he’s requested credit from IMPRO and KIVA.
View original language description ↓
Eduardo es casado y tiene dos hijos un varón y una mujer que están en etapa escolar, vive en la casa anticrético donde cuenta con un ambiente y se encuentra el dormitorio y la cocina, baño, la habitación es de adobe y el piso de cemento, la casa se encuentra ubicada en la zona de Pasankeri Norte de la ciudad de La Paz.
Actualmente trabaja de chofer con movilidad propia en trufi (con ruta fija) y la esposa también ayuda en el trabajo y al cuidado de los hijos, ellos trabajan todos los días de la semana, ambos colaboran en el pago de los servicios, comida y vestimenta, y educación de sus hijos.
El crédito lo requiere para pagar el costo de mantenimiento de su herramienta de trabajo que es su movilidad ya que es su única fuente de ingreso.
El sueño de Eduardo es poder contar con casa propia donde vivir con su familia y mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $2,817
    Average annual income
  • 99
    View loans »
    Bolivia Loans Fundraising
  • $29,514,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Eduardo to service his taxi cab.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2013
Listed
May 8, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014