Lucy is a married woman, age 44, and she has three children between 17 and 26 years.
She has operated a cereals shop for seven years. The shop is located in a busy area and her customers are the local residents.
Lucy plans to use the loan to buy more maize, beans, etc., for sale. Lucy plans to use the anticipated profits to expand the shop and also pay the loan. She is determined and sees herself more independent in five years time. This is her forth loan with SMEP DTM. The previous loans have been repaid successfully.