Simon is a married man, age 30 years, and he has one child, age five years.
He operates an MPESA shop (a mobile phone-based money transfer service). He also runs a hotel where he earns an extra income. His customers are the general public. He operates in a busy area and faces the challenge of lack of sufficient funds. He plans to buy phones and accessories with the loan.
Simon plans to use the anticipated profits to support his family and sees himself owning a repair shop in five years time. This is his first loan with SMEP DTM. He is a determined person.