Lukia is a 45-year-old widow with four children, all of them at school.
She has a retail shop, and a banana plantation where she gets some additional income.
Her business started in 2000 with challenges, but as of now it has stabilized and she can get income to support her family and also pay tuition for her children at university. Her clients are people from within and around the area she resides because she serves as a monopolist.
She took a loan of UGX 1,300,000. She hopes to expand her business so as to meet the ever growing market for the products. She is a committed, self-reliant woman who freely associates with the local people. She thanks the bank for financial support at reduced interest.