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Ramiro
Ramiro is single and has a son who is nursing; he lives in his parents’ house where he has access to the living room, a bedroom, kitchen and bathroom. The house is adobe with cement floors and is located in the city of La Paz’s Achachicala zone.

He currently works as a salaried driver. He does not live with his son’s mother due to family problems on her part. He helps support his son by sending food, groceries and clothes and also helps pay basic utilities. He works every day of the week; his route is from the city of El Alto and his stop is in the west part of the city of La Paz.

He needs the loan to build and repair the house he’s living in; he needs to repair the ceiling in his bedroom. Ramiro’s dream is to be able to have a house to live in with his entire family and to own a vehicle to improve his income and his quality of life. This is the first time he’s requested credit from IMPRO and KIVA.
View original language description ↓
Ramiro es soltero y tiene un hijo un varón que está en etapa de lactancia, vive en la casa de sus padres donde cuenta con un ambiente y se encuentra el dormitorio y la cocina, baño, la habitación es de adobe y el piso de cemento, la casa se encuentra ubicada en la zona de Achachicala de la ciudad de La Paz.
Actualmente trabaja de chófer asalariado, no vive al lado de la madre de su hijo, por problemas familiares de parte de ella. También ayuda al cuidado de su hijo enviando víveres, alimentación, ropa, también colabora con el pago de los servicios básicos; trabaja todos los días de la semana, la ruta y el recorrido es desde la ciudad del Alto y la parada está situada en la partes Oeste de la ciudad de La Paz.
El crédito lo requiere para Construcción y Reparación de la casa en donde vive. Necesita reparar el tumbado de la habitación donde él vive.
El sueño de Ramiro es poder tener una casa donde llegar a vivir con toda su familia y contar con movilidad propia y así poder mejorar sus ingresos y su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $2,817
    Average annual income
  • 106
    View loans »
    Bolivia Loans Fundraising
  • $30,294,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ramiro to repair the ceiling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 4, 2013
Listed
Apr 18, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2014