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Update on Lucy

Lucy lives in the Malindi area of Coast Province, Kenya. She is married and has two children. She owns a shop. In this business, she sells foodstuffs, household goods, etc. She has also set up a tailoring business.

She learnt about Milango through friends who invited her to the group and she joined with the aim of accessing credit to improve her business operations. Her main challenge is seasonality.

Lucy is applying for a loan of 31,450 KES to buy materials to sell. The extra income from the loan will be added to her savings to improve the living standard of her family and pay school fees for her children.

Previous Loan Details

Lucy lives in Malindi area of Coast Province, Kenya. She is married and has two children; one of whom is in school. She owns a retail shop selling juice, bottled water, sweets etc and the business has been operating for three years. Lucy started the business through her personal savings. Lucy... More from Lucy's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 774
    View loans »
    Kenya Loans Fundraising
  • $43,830,000
    Funds lent in using Kiva
  • 83.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Lucy to buy materials to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Apr 22, 2013
Currency Exchange Loss:
Mar 18, 2014
This photo was used before for a previous loan for Lucy. It was first posted on Kiva on Sep, 2012. Learn More