Tonny lives in the Mombasa area of Coast Province, Kenya. He is married and has two children. He owns a retail shop, a business which has been running for ten years. In this business, he sells retail stock, e.g., rice, sugar, flour, and cooking oil. He learnt about Milango through friends who invited him to the group, and he joined with the aim of accessing credit to improve his business operations. His main challenge is lack of capital.
Tonny is applying for a loan of 41,900 Kenya shillings to buy retail stock like sugar, flour, etc. The extra income from the loan will be added to his savings to improve the living standard of his family.