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Adil is 55 years old, married with two children. His wife stays at home, so he is the only one making an income. Adil sells mixed products in the market. He started his business 20 years ago. His monthly profit is 150 AZN. He would like to earn more profits from his business.
He runs a small store selling grocery items to the people in his town. His customers are mostly his neighbors, who are looking for the affordable prices he offers.
Now he needs a 2000 AZN loan to buy shampoo, soap, powder, butter, tea, rice, and flour, etc. Adil wants to use the money from his new business to help his family and raise his children. In the future, he wants to have a big shop to sell food and detergent products. This will be more profitable for his business.
He hopes to improve his family's financial stability with this investment and enjoy a better quality of life. This is his second loan and he has a very positive loan history.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,919,450
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Adil to buy stock for his store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Apr 22, 2013
Currency Exchange Loss:
Aug 17, 2014