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Usar lives in Shahrituz region. He is 27 years old, married and has a young son and daughter. His wife does not work and takes care of the household. Usar is the only provider for the family. His trade is making wooden doors and windows. Usar also wants to start a cattle business as his region's climate is good for the large animals. Usar plans to raise and resell cattle for meat production. He owns a cow barn and the livestock market is located close to his home. Usar is requesting a loan to purchase a few animals for his herd.
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Усар житель района Шахритуз. Ему 27 лет. У него жена, маленький сын и дочь. Его жена не работает, она ведет домашнее хозяйство. Усар единственный кормилец в семье. Он зарабатывет на жизнь изготовлением деревянных дверей и окон. Одновременно Усар хочет заняться животноводством. Климат его района благоприятствует здесь разведению скота. Усар планирует заняться куплей и продажей крупнорогатого скота. При дворе у него есть коровник и к тому же скотный рынок находится недалеко. Таким образом Усар запрашивает кредит для купли и продажи крупнорогатого скота.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Usar to buy cattle for subsequent resale.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 22, 2013
Currency Exchange Loss:
Nov 17, 2013