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Hamidou Ousmane
Hamidou Ousmane was born in October 1988 in Zégoua (on the border between Ivory Coast and Mali). He is single, lives in a traditional family, and resides in Sanobougou II, a neighborhood of Sikasso (third administrative region of Mali).

Hamidou Ousmane did not have the opportunity to go far in his studies, so he quickly learned how to buy and sell cellular phones and their accessories (cases, batteries, chargers, headphones etc.) and many other various goods. He has been involved in this activity for ten years. He works in his own shop located at the Sikasso bus terminal, and he sells mostly to travelers and transporters. Thanks to the quality of his products, his goods are in high demand.

Eager to better satisfy the needs of an increasing number of customers, he joined the microfinance institution Soro Yiriwaso two years ago. He has already received six loans which were all duly repaid. He is now requesting his seventh loan to buy 65 cellular phones of various brands, 15 boxes of cases, about 15 chargers, 30 boxes of memory cards, 30 boxes of batteries, 20 dozen headphones of various kinds, about ten different watches and some belts.

Thanks to this loan, he is expecting monthly profits to reach 180,000 CFA francs which will be used to increase his business, contribute to the family's expenses and pay off his loan's interest.
View original language description ↓
Né en Octobre 1988 à Zégoua (frontière Mali-Côte d’Ivoire), Monsieur Hamidou Ousmane est un célibataire résidant à Sanoubougou II dans une famille traditionnelle dans la ville de Sikasso ( troisième région administrative de la république du Mali).
Hamidou Ousmane n’ayant pas eu la chance de progresser dans les études, alors il s’est vite initié aux activités d’achat et de vente des téléphones portables, de leurs accessoires (façade, baraterie, chargeur, écouteur, etc.) et bien d’autres articles divers, depuis maintenant 10 ans. Son activité est menée dans sa propre boutique à la gare routière de Sikasso avec une clientèle composée essentiellement de voyageurs et surtout de transporteurs. Il est beaucoup sollicité de sa clientèle pour la qualité de ses produits.
Dans le souci de mieux satisfaire sa clientèle de plus en plus croissante, Il décida d’intégrer l’institution de microfinance Soro Yiriwaso il y a maintenant deux années avec laquelle il a déjà bénéficié de six crédits qui ont tous été correctement remboursés. Ainsi, Il sollicite ce septième crédit pour acheter, à Bamako 65 téléphones portables de marques différentes, 15 cartons de façade, une quinzaine de chargeurs, 30 paquets de carte mémoire, 30 cartons de batterie, 20 douzaines d’écouteur de différentes sortes, une dizaine de montres différentes et des ceintures.
Il envisage réaliser avec ce prêt un bénéfice mensuel de 180 000 FCFA qui sera utilisé pour augmenter son fonds de commerce, contribuer aux dépenses familiales et payer les intérêts de son prêt.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,100
    Average annual income
  • 25
    View loans »
    Mali Loans Fundraising
  • $11,381,625
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD