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Habiza

Update on Habiza

Habiza is 40 years old, married and has four children. She has been baking flat bread for sale for 15 years. Habiza has her own bakery where she makes flat bread, about 200-260 flat breads per day. She has regular clients who buy from her. Habiza's husband and eldest daughter help manage the bakery. Habiza wants to further expand her business but has no savings to buy more flour so that she can bake more flat bread and so expand her business. She is requesting a loan of 7000 somoni to purchase flour in bulk. She awaits your kindness.
View original language description ↓
Хабиза 40 года. Она за мужем и имеет 4 детей. Хабиза более 15 лет занимается изготовлением лепешки. Она имеет свой цех, где она печет лепешки. В течение 200-260 штук лепешки в день. Она имеет своих клиентов, которые покупают ее лепешки. Ее муж и старшая дочь помогают ей введение бизнеса. Хабиза хочет развевать свой бизнес дальше, но не имеет денег для покупки муки, чтобы печь больше лепешки и таким образом развевать бизнес. Она запрашивает займ на сумму 7000 сомони для покупки муки. Она ждет вашу доброту.

Previous Loan Details

Habiza is a very hardworking and honest woman. She is 40 years old and raising four children. To provide the family with all of the necessities, she started her own business of preparing and selling flatbread 15 years ago. Her efficiency helps her to be successful in the business. Habiza makes… More from Habiza's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $1,388
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $27,753,300
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Habiza to purchase flour for making flatbread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 12, 2013
Listed
Apr 22, 2013
Currency Exchange Loss:
Covered
Ended:
May 22, 2014