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Fernando is married and has three children, all of whom attend school. He lives in a house that he owns and he supports his mother by sending money to help her afford her expenses.
He's a merchant who sells various types of clothing. With the current loan he intends to purchase products (shawls, trousers, shoes and other garments) in order to stock up with merchandise.
His wish for the future is to expand his business by building a store and acquiring a vehicle for commercial purposes. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is not having enough funds to invest more in his business. Also, it's difficult to transport the merchandise.
View original language description ↓
Casado e pai de 3 filhos, todos frequentam a Escola, vive na casa própria e sustenta a sua mãe enviando dinheiro para auxiliar nas despesas.
É comerciante, vende roupas diversas.Com o presente empréstimo pretende comprar produtos (mantas, calças, sapatos, juvês, e outros) para aumentar a quantidade da sua mercadoria.
No futuro deseja fazer crescer o seu negócio construindo um estabelecimento comercial e adquirir uma viatura para fins comerciais, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a falta de fundos suficientes para investir mais no seu negócio e a dificuldade de transporte de mercadoria.

About Mozambique

  • $1,200
    Average annual income
  • 26
    View loans »
    Mozambique Loans Fundraising
  • $2,911,475
    Funds lent in using Kiva
  • 30.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Fernando to purchase merchandise (shawls, trousers, shoes and other garments).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 18, 2013
Currency Exchange Loss:
Mar 18, 2014