This is Antonia, 32, a resident of Intramuros, Manila, Philippines. She is married to Ismael, her business partner, and the father of her child. Antonia and her husband manage their household while operating their business. She is working hard to continually provide income for their everyday expenses.
Antonia operates a phone accessory business, selling items such as batteries, cases, and chargers. Her regular customers are her neighbors and residents of the local community. She earns a minimum of 2000 Philippine pesos (PHP) in sales every day.
To help her continue operating her business, she is requesting a PHP 10,000 loan. She will use the loan to buy batteries, cases, chargers, and other accessories to expand her product inventory.
Antonia hopes to be able to expand her business in the coming years, and she dreams of giving her child a good, quality education. Every week she meets up with her co-fellowship* members to share stories of her work and to draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.