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Ma. Emma is a 48-year-old married woman from Ubay, Bohol. She has 4 children. The oldest child is 18 while the youngest is 4. Fishing is the family's source of income. Ma. Emma's husband is a fisherman, and she sells the fish, shrimp, and crabs he catches. They have been fishing for more than 10 years. Ma. Emma has requested a loan of 7,000 PHP to buy nylon, rope, fish net, and other fishing materials, in order to increase the volume of their catch. In the future, Ma.Emma would like to expand her business to support her family as well as to send her children to school.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $1175
    Average annual income
  • 302
    View loans »
    Philippines Loans Fundraising
  • $50,732,625
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Ma.emma to buy nylon, rope, fish net, and other fishing materials.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 21, 2013
Currency Exchange Loss:
Oct 17, 2013