They met each other through family ties, neighbors, and friendship. They do business selling seasonings, clothing, fish, and bananas.
The women of the Djiguisseme group are on their fifteenth group loan.
The borrower Ami, second person from the left, will buy bags of onions, cans of tomato paste, Magie (bouillon) cubes, and pepper from suppliers in Bamako to sell them retail in the market in Fana, for cash and credit to a clientele made up mostly of women.
She hopes to make an average monthly profit of 40,000CFA francs, which will be used for her family's needs, and a portion will be reinvested in her seasoning selling business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de condiments, d’habits, de poisson et de la banane.
Les femmes du groupe Djiguisseme sont à leur quinzième prêt solidaire.
La cliente AMI, deuxième personne à partir de la gauche, compte acheter des sacs d’oignon, des boîtes de concentrée de tomate, des cubes Magie et du poivre avec les fournisseurs de Bamako, pour ensuite revendre au marché de Fana, au comptant et en détail à une clientèle composée essentiellement de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 40 000FCFA qui sera utilisé pour ses besoins de la famille et une partie est réinvestie dans l’activité de vente de condiments.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid