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Esi
Due to difficult circumstances, Esi did not have access to any form of formal education, yet this has not stopped her from achieving her dream of becoming an entrepreneur. Currently, Esi prepares and sells ‘Banku’ (a traditional Ghanaian dish made using fermented corn/cassava dough that is mixed proportionally and cooked in hot water into a smooth whitish consistent paste) in her village of Enyan Apaa (near Cape Coast). She has been doing so for about seven years. She is married to a farmer and together they have five children. Esi uses all of her income to feed and provide for her family. Esi will use the loan to purchase an increased amount of maize and cassava, which will aid her in improving her overall ‘Banku’ sales. Esi wants to use the future profits from her expanded business to ensure that all her children are able to receive an education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 6
    View loans »
    Ghana Loans Fundraising
  • $10,855,125
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD