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Uhuru Group
In this Group: Zakia, Reconciliator, Bitumi, Basilisa, Julieth, Frola, Mwanaidi, Judith*, Upendo, Nora
* not pictured
Zaika, who is in her mid-30s, is divorced from her husband. She is taking care of her three children who are in school. She has had a business selling clothes door-to-door for period of three years now. She is doing fine in this project and the family also. Zaika works from 6am to 4pm daily and she is able to earn a small profit per month.

This will be Zaika's third loan request from Tujijenge Tanzania. With the previous loans, all of which she paid back successfully, she managed to increase her business stocks to attract more customers. With the income generated, she covered the family's basic needs together with school fees. She will use this loan to increase the stock in her business. She dreams of having good accommodation and building a nice house.

She will share this loan with her loan group "UHURU" which totals 10 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 43
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,624.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Uhuru Group's $2,700 loan helped a member to increase the stock in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 17, 2013
Apr 21, 2013
Currency Exchange Loss:
Sep 17, 2013