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This is Salve, 38, a resident of Silang, Cavite, Philippines. She is married to Silverio, her business partner, and is a mother to her children. She and her husband manage their household while operating the business. At this time, she and her husband are working hard provide income for their everyday needs.

Salve operates an upholstery business. She earns a minimum of 30,000 PHP (Philippines pesos) in profit monthly. Her customers are her neighbors, the people in the community and the passersby from other communities.

To help her continue operations of her business, she is requesting a 14,000 PHP loan. She will be utilizing the loan to buy materials like fabric, nails, foam and other materials needed in her business.

Salve dreams to have another branch and hopes to give her children a good life and education. She meets up with her co-fellowship members to share stories of her life and business every week, where she finds strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1863
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Salve to pay for materials like fabric, nails, foam and other materials needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 8, 2013
Apr 20, 2013
Currency Exchange Loss:
Oct 20, 2013