Flor De Maria
Update on Flor De MariaFlor is 31 years old, married, and has two children. She has worked raising and breeding livestock for ten years, and her husband has recently started a carpentry business. They purchase the materials in a city about 25 kilometers from their house.
Flor is requesting this loan from Fundación Campo to purchase wood since she is starting a carpentry business with her husband. This will allow them to have wood available to make furniture at the time it is ordered by their customers. This new business will allow them to earn more income to support their family.
Her dream is that the carpentry business becomes the best in the area and distributes furniture to stores.
tiene 31 años de edad, esta acompañada y tiene dos hijos. Desde hace 10 años ella se dedica a la crianza y reproducción de ganado y su esposo hoy en día a iniciado su negocio de carpintería. Los materiales los compra en una ciudad que esta a veinticinco kilómetros de su casa.
El préstamo que esta solicitando a Fundación Campo, es para comprar madera; debido a que junto con su esposo están iniciando el negocio de la carpintería. De esta manera tendrá disponible madera para fabricar los muebles en el momento que lo soliciten sus clientes. Con el nuevo negocio podrán ingresar a mejores ganancias para el sostenimiento de su familia. Su sueño es que su carpintería sea la mejor de la zona y distribuir muebles a las comerciales.
Previous Loan DetailsSeñora Flor is 29 years old and lives with her life partner and two children. She has been raising cows for 10 years. She used to study, but now she is dedicated to caring for her animals. In addition to caring for her animals, she grows crops. She purchases her supplies in a city in the ... More from Flor De Maria's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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